Abeles & Karle, PLLC • 386-668-8511 • 5 W. Higbanks Rd. DeBary, FL 32713

Abeles & Karle, PLLC © 

FORECOSURE

& DEFENSE

You Have Options!

Homeowners facing foreclosure are stressed out and often feel desperate with their situation.  Do not despair; because there are options out there for you – options that will keep you in your home.  You may be able to pursue a mortgage modification to make the house more affordable.  We will tell you which options are best for you, and how you can stay in your home as long as possible.

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Time is of the Essence
If you have been served with a lawsuit, call us immediately!  Time is of the essence, you may have as few as 20 days to respond to the foreclosure lawsuit.

Whatever the Reason for Default, We Can Help!

  •      Behind on Mortgage Payment 
  • Upside down on your house?
  • Laid off?
  • Disabled?
  • Just plain broke?      

Defend the Foreclosure… Fight Back!

  •      Foreclosure Defense 
  • Loan Modification
  • Deed-in-Lieu of Foreclosure
  • Bankruptcy
          

MORTGAGE REFORMS KEEP COMING

Bloomberg BusinessWeek reports that the Consumer Financial Protection Bureau has announced new rules that must be followed by mortgage servicers, especially when the loan falls into default and foreclosure is on the horizon.

CONSULTING

Don't Believe the Banks!

Banks will make you believe that you have only two options — Pay or Get out!  But, Florida homeowners do have defenses to foreclosure.  Banks have routinely mis-managed essential paperwork concerning the buying and selling of mortgages between the banks.  When the foreclosure lawsuit it filed against you, the bank that is suing you may not be able to prove that they actually have the right to be suing! We can evaluate your situation and move to get the lawsuit thrown out!

 

Additionally, you may have been the victim of a predatory lending scheme.  In the heyday of the mortgage bubble, lenders approved people for mortgages that they knew they could never afford.  The banks made money by writing these mortgages and selling them off to other banks knowing that they were bad deals that would never be able to be paid. We can hold your lender accountable!

 

The foreclosure process in Florida typically involves a judicial process, meaning that a lawsuit has to be brought before a Court. Whether you are currently in default or if you are currently in litigation, it is important that you know we can help. You have only 20 days to respond if you have been served a summons and complaint of foreclosure.  This means that involving a foreclosure defense lawyer as soon as possible is of extreme importance. We will discuss the potential alternatives to foreclosure and can assist you in reaching the best resolution to save your home, credit and future.